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BUILDERS & INVESTORS: READY TO SCALE YOUR NEXT PROJECT?

  • Apr 16
  • 1 min read

If you’re building non-owner occupied 1–4 unit properties, this is where speed, efficiency, and leverage come together.


Most lenders slow you down with red tape and limits. We’re structured to help you build more, faster—and at scale.


Here’s how our Construction Loan Program works:


LLC Lending Only (built for serious investors & builders)


Loan Amounts: $500K – $6MM


12–18 Month Build Terms Experience-Based Leverage:

1st build → up to 80% LTC

2 builds → up to 85% LTC

3–5 builds → up to 93% LTC

6+ builds → up to 95% LTC


Better experience = Better pricing


Non-owner occupied only (build to sell or refinance)


Draws based on completed work (no upfront draw at closing)


6 months reserves required


Own your land already? We may be able to roll in closing costs + interest reserves (case-by-case).


No manufactured, mobile, or modular homes


Why this matters: Speed + leverage doesn’t just get one deal done…It increases your deal velocity—how quickly you can complete a project, redeploy capital, and move into the next one.

That’s how serious builders scale.


If you’re tired of lenders capping your potential…Let’s have a real conversation about growing your pipeline.


Chris A. Heidt

Call/Text: (239) 470-6310

 
 
 

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8801 College Parkway Suite 2

Fort Myers, FL 33919   |   239-470-6310

All loans are Member subject to credit review and approval. Rates subject to change without notice. This is not a commitment to lend. FDIC Contact your Northpointe Bank loan expert for full details.

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